The fund is recommended to investors with a medium risk profile who seek capital gains in moderate volatility conditions. The fund will invest in EUR denominated fixed-income instruments, for example corporate, municipal, government bonds – guaranteed by member states and/or by their public authorities, treasury bonds, bank deposits and other money market instruments.

The strategic allocation of the fund aims to follow the EFAMA standard for the bond funds category, respectively of at least 80% in fixed-income instruments and maximum 20% in cash and cash equivalents. The fund’s investments in other assets will not exceed 10%. The fund will not invest in shares. A maximum of 20% of the fund’s assets will be available to be invested in convertible bonds. The same limit applies to investments in mortgage backed securities.

Strategic allocation means that the allocation of the fund’s portfolio is done in the category of long-term assets. On the short and medium term the manager can deviate from this strategic allocation to profit from the opportunities that appear on the financial markets.

The fund seeks a higher return than the financial instruments it invests in.

Risk profile

The risk profile of the fund is computed according to the Synthetic Risk and Return Indicator (SRRI), its indicator being 2 out of 7, where 1 represents the lowest risk level and 7 the highest. Any investment involves a certain degree of risk and we must not forget that there is a strong and direct link between the assumed risk and the expected return. Thus, a low risk entails a potentially low return, whereas a high level of risk, a potentially high return.

Low Risk
Potentially low return
High Risk
Potentially high return

Recommended period

As the fund is primarily invested in bonds, the minimum recommended investment period is 3-5 years.



The minimum amount to subscribe is of only 50 EUR


It gives you potential returns significantly higher than those offered by the traditional saving products on a medium and long term.


It provides access to a wide range of bonds, traded on multiple European markets, with a minimum investment.

Foreign exchange portfolio:

You can diversify your investment portfolio to EUR


You do not depend on fixed maturity dates, as in the case of bank deposits, you have access to your investment at any time. In addition, you accumulate the daily performance reflected in the fund’s net asset value per unit, if you decide to redeem the fund units you hold

Saving time:

You benefit from a specialised management of your investment, the continuous monitoring of the fund’s investments and you save the time needed for managing your own portfolio


You can subscribe directly via OTPdirekt – Internet Banking


The fund has no subscription or redemption fees

The Fund in figures



Net assets




Fund units


Fund performance

6 months


In 2018


1 year


3 years


The evolution of the fund


Follow us on Bloomberg by selecting OTPEUBD:RO


ZERO subscription fees

ZERO redemption fees

Legal Notes

Start date: 01.09.2010
Fund unit nominal value: 10 Euro
Fund type: Open-end fund, denominated in EUR
OTP Euro Bond – FSA Decision no. 1083/20.08.2010
Registration number in the FSA Register CSC06FDIR/400069
ISIN code: ROFDIN0001J6

Banca Comercială Română
Bucharest, 5 Blvd. Regina Elisabeta
Trade Registry number J40/90/23.01.1991, Tax identification number R361757,
Banking Registry number RB-PJR-40-008/1999
FSA Registry number PJR10/DEPR/400010/04.05.2006

Financial auditor
1 Dobrogeanu Gherea Street, bl. E2, A, ap.13, Tulcea, Tax identification number 14058398,
CFAR authorisation no. 137/24.01.2002