Description

OTP Expert – an equity investment fund, which is recommended for investors who have a medium to high risk level, and pursue capital growth based on a stock market exposure.

OTP Expert will invest up to a maximum of 95% of its assets in shares, and the remainder will be invested in fixed income, money market and financial instruments.

The fund can be accessed exclusively via the distributor OTP Asset Management Romania SAI SA, and the adhesion-subscription/redemption operations are carried out only at the company’s headquarters.

The objective: The fund aims to increase the capital on the long term.

The initial investment is the equivalent value of 1 fund unit, and the subscription fee. The minimum mandatory amount for subsequent subscriptions is of 10.000 Ron.

Risk profile

The fund’s risk profile is calculated as per the Synthetic Risk and Reward Indicator (SRRI), and it is classified at 5 out of 7, where 1 is the lowest risk and 7 is the highest. Any investment entails a certain risk and we must remember that there is a strong and direct relation between the assumed risk and the expected gains. Thus, a low risk entails also a low potential yield, whereas a high risk entails a high potential yield.

1
2
3
4
5
6
7
Low Risk
Potentially low return
High Risk
Potentially high return

Recommended period

Considering that the fund has up to 95% of its investments in shares, the recommended investment period is of minimum 5 years.

Benefits

Potential:

It is based on a portfolio which is diversified with exposures on the most important sectors of the economy with growth potential in what concerns the share value (energy, utilities, banks, financial, pharmaceutics etc.). The fund captures medium and long-term potential offered by the Romanian capital market.

Performance:

The fund aims to achieve performance superior to classic saving products.

Liquidity:

You decide when you subscribe or redeem the fund units you hold, whilst the minimum recommended period to hold fund units is of at least 5 years.

You win time:

You benefit from specialised management of your investment, permanent monitoring of the fund’s placements and thus you save time allocated for your own portfolio management.

The Fund in figures

Date

17-05-2018

Net assets

22.204.246,63

NAVU

13946.0061

Fund units

1.592,1581

Fund performance

6 months

1.13%

In 2018

-0.69%

1 year

8.29%

3 years

35.27%

The evolution of the fund

-

Follow us on Bloomberg by selecting OTPEXPT:RO

Useful documents

Fees

10% subscription fee

ZERO redemption fees

Legal Notes

Start date: 18.02.2015
Nominal unit value: 10.000 RON
Fund type: Open-ended fund, RON denominated
OTP Expert – FSA Authorisation no. 134/05.07.2017
FSA Register No. CSC06FDIR/400104
ISIN code: ROFDIN0002G0

Depository
Banca Comercială Română
Bucharest, 5 Regina Elisabeta Boulevard
Trade Register No. J40/90/23.01.1991, Tax Identification Number R361757,
Bank Register No. RB-PJR-40-008/1999
FSA Register No. PJR10/DEPR/400010/04.05.2006

Financial auditor
EXPERT AUDIT S.R.L
1 Dobrogeanu Gherea Street, building E2, entrance A, ap.13, Tulcea Tax Identification Number 14058398,
CFAR Authorisation no. 137/24.01.2002