Description

OTP Premium Return is recommended to investors with a medium risk profile who seek capital gains in moderate volatility conditions.

The fund has a flexible investment policy and will invest its capital in different asset classes such as: shares, sovereign, municipal and corporate bonds, index certificates and money market instruments. The Fund may invest both in LEI and in foreign currencies.

The strategic allocation of the fund will follow the EFAMA standard for funds with Absolute-Return innovative strategies (ARIS). The fund will mainly invest in Romanian and / or international financial instruments that are traded on money markets and / or financial markets.

The Fund aims to generate benchmark superior long-term returns, regardless of market direction and may use derivative financial instruments to achieve this objective. The Fund’s benchmark is ROBID1Y + 1%.

ROBID 1Y = is the reference rate for the interbank deposits with a maturity of one year published by the National Bank of Romania.

Risk profile

The risk profile of the fund is computed according to the Synthetic Risk and Return Indicator (SRRI), its indicator being 4 out of 7, where 1 represents the lowest risk level and 7 the highest. Any investment involves a certain degree of risk and we must not forget that there is a strong and direct link between the risk assumed and the expected return. Thus, a low risk entails a potentially low return, whereas a high level of risk entails a potentially high return.

1
2
3
4
5
6
7
Low Risk
Potentially low return
High Risk
Potentially high return

Recommended period

As the fund may invest in all asset classes available on the financial and capital markets, seeking positive performance irrespective of market direction, the minimum recommended investment period is of at least 1 year and optimally 3-5 years.

Benefits

Dynamic:

Due to the dynamic allocation of the portfolio, the fund aims to achieve capital growth regardless of financial markets developments

Performance:

Thanks to the innovative Absolute Return strategies, you benefit from higher returns than those of bond funds, in less volatile conditions, when compared to equity investments

Maximization:

You benefit from optimizing the ratio between potential return and risk for a recommended period of at least 1 year

Flexibility:

You do not depend on fixed maturity dates, as in the case of bank deposits, you have access to your investment at any time. In addition, you accumulate the daily performance reflected in the fund’s net asset value per unit, if you decide to redeem the fund units you hold

Saving time:

You benefit from a specialised management of your investment, the continuous monitoring of the fund’s investments and you save the time needed for managing your own portfolio

Digital:

You can subscribe directly via OTPdirekt – Internet Banking

The Fund in figures

Date

17-05-2018

Net assets

22.037.441,26

NAVU

11.8019

Fund units

1.867.279,4898

Fund performance

6 months

0.53%

In 2018

-0.38%

1 year

1.98%

3 years

8.86%

The evolution of the fund

-

Follow us on Bloomberg by selecting OTPPMRE:RO

Fees

ZERO subscription fees at present

ZERO redemption fees

Legal Notes

Start date: 05.05.2014
Fund unit nominal value: 10 RON
Fund type: Open-end fund, denominated in RON
OTP Premium Return – FSA Decision no. 55/26.04.2016
Registration number in the FSA Register CSC06FDIR/400099
ISIN code: ROFDIN0002A3

Depository
Banca Comercială Română
Bucharest, 5 Blvd. Regina Elisabeta
Trade Registry number J40/90/23.01.1991, Tax identification number R361757,
Banking Registry number RB-PJR-40-008/1999
FSA Registry number PJR10/DEPR/400010/04.05.2006

Financial auditor
EXPERT AUDIT S.R.L
1 Dobrogeanu Gherea Street, bl. E2, A, ap.13, Tulcea, Tax identification number 14058398,
CFAR authorisation no. 137/24.01.2002