Disclaimer

Start date: 19.11.2015
Fund unit initial value: 10 EUR
Fund type: Open-end fund, denominated in EUR
OTP Euro Premium Return – FSA Decision no. 231/29.10.2015
Registration number in the FSA Register CSC06FDIR/400097
ISIN code: ROFDIN000283

Depository
Banca Comercială Română
Bucharest, 5 Blvd. Regina Elisabeta
Trade Registry number J40/90/23.01.1991, Tax identification number R361757,
Banking Registry number RB-PJR-40-008/1999
FSA Registry number PJR10/DEPR/400010/04.05.2006

Financial auditor
EXPERT AUDIT S.R.L
1 Dobrogeanu Gherea Street, bl. E2, A, ap.13, Tulcea, Tax identification number 14058398,
CFAR authorisation no. 137/24.01.2002

Risk profile

The risk profile of the fund is computed according to the Synthetic Risk and Return Indicator (SRRI), its indicator being 4 out of 7, where 1 represents the lowest risk level and 7 the highest. Any investment involves a certain degree of risk and we must not forget that there is a strong and direct link between the risk assumed and the expected return. Thus, a low risk entails a potentially low return, whereas a high level of risk, a potentially high return.

Description

OTP Euro Premium Return is recommended to investors with a medium risk profile who seek capital gains in moderate volatility conditions.

The investment policy of the fund is flexible. The Fund may invest in all available asset classes on the financial and capital markets, in compliance with the legislation in force, seeking positive returns, irrespective of market directions. The Fund will also maintain an optimal level of liquidity to ensure sufficient available funds for redemption. The investment strategy consists in investing primarily in financial instruments traded on Romanian and/or international money markets and/or financial markets.

The strategic allocation of the fund aims to follow the EFAMA standard for the Absolute Return multi strategy innovative funds category (ARIS).

Strategic allocation means that the allocation of the fund’s portfolio is done in the category of long-term assets. On the short and medium term the manager can deviate from this strategic allocation to profit from the opportunities that appear on the financial markets.

The Investment Fund aims to generate long-term returns superior to the benchmark, regardless of market movements and may use derivative financial instruments to achieve this objective. The Fund’s benchmark is EURIBOR12M + 1%.

EURIBOR12M = “European Interbank Offered Rate” is the independent internationally recognized benchmark index representing the interest rate for the loans in euro that banks participating in the EU monetary grant each other loans with a maturity of 1 year.

Flexibility:

You do not depend on fixed maturity dates, as in the case of bank deposits, you have access to your investment at any time. In addition, you accumulate the daily performance reflected in the fund’s net asset value per unit, if you decide to redeem the fund units you hold